Steps to Closing a Real Estate Deal in Saskatchewan

1. MORTGAGE PRE-APPROVAL

   Get pre-approved by a lender to determine your buying power.

2. FIND YOUR REALTOR®

   Choose a local expert to guide you through the process (hi!).

3. SEARCH AND VIEW HOMES

   Tour properties that fit your needs and budget.

4. MAKE AN OFFER

   Your REALTOR® writes the offer and negotiates terms on your behalf.

5. OFFER ACCEPTED

   Once accepted, you enter a conditional period (usually 7–10 days).

6. SATISFY CONDITIONS

   Complete your home inspection, appraisal, financing, and any other required steps

   (like reviewing condo docs or water testing for acreages).

7. REMOVE CONDITIONS

   Once all conditions are satisfied, you sign a condition removal, and the deal becomes firm.

8. HIRE A REAL ESTATE LAWYER

   Your lawyer handles title transfer, property taxes, and disbursements.

9. FINAL MORTGAGE APPROVAL & INSURANCE

   Finalize your financing and arrange home insurance (required before possession).

   
   

10. LAWYER APPOINTMENT

    A few days before possession, you meet to sign the final documents and bring the remainder of your down payment and closing costs.

    
    

11. POSSESSION DAY

    Keys are released (usually around noon) — and you officially become the homeowner!